Around 42 crore Indians have permanent account numbers (PAN) as of February 2019, according to reports released by the Central Board of Direct Taxes (CBDT). It is issued by the Income Tax Department of India to record all financial transactions of an individual for tax calculations.
Losing a PAN card can have negative repercussions as it is a vital KYC document having a variety of applications. You can issue a duplicate card in such circumstances, both online and offline. Nonetheless, most people opt for the online application process, as it is relatively less cumbersome.
You can learn how to get duplicate PAN card online and offline by following the steps mentioned below.
How to avail a replacement PAN card online?
Step 1 – Go to the official web portal of NSDL.
Step 2 – Click on ‘Changes or correction in existing PAN data/reprint of PAN card (no changes in existing PAN data).
Step 3 – A new tab will appear on your screen, wherein you have to enter your name, PAN number, Aadhaar number, date of birth, e-mail ID and mobile number.
A token number will be generated and sent to your registered e-mail ID, which is useful for future reference.
Step 4 – You have to submit all relevant documents. This can be done offline, wherein attested copies of Aadhaar, acknowledgement form and application have to be posted to the PAN services unit of NSDL.
You can submit all relevant documents digitally as well in the following methods to apply for duplicate PAN card –
In this method, relevant documents don’t have to be uploaded separately. Only OTP verification has to be done through the mobile number linked with Aadhaar. Individuals have to e-sign the verification process using a digital signature.
- Uploading documents manually
In this method, scanned copies of all relevant documents, photographs and signature have to be uploaded, along with OTP verification and e-sign.
Step 6 – Choose whether you want a printed PAN card or an e-PAN card. Provide e-mail ID accordingly if you choose an e-PAN card.
Step 7- A page with title ‘Contact and other details’ will be displayed. Fill the page with appropriate information for successful submission of the application for duplicate PAN card online.
Step 8 – Payment for the generation of duplicate PAN card has to be made in this step. Upon successful fund transfer, an acknowledgement form will be displayed verifying the same.
After successful application, a duplicate PAN card will be dispatched within two weeks of application.
Note that the process to avail a duplicate PAN card involves payment of a fee. To remain financially covered, individuals can opt for a card protection plan offered by insurance provider, Bajaj Finserv, under Pocket Insurance & Subscriptions. With such insurance policy, you can claim monetary reimbursement when availing a duplicate copy of lost PAN card.
Through such insurance policies, individuals can also block all their digital payment cards remotely by placing one call to the toll-free customer service number. This facility comes in handy during misplacement of a wallet containing such cards and identity proof documents.
You can also apply for a lost card offline by printing the form from the official website of NSDL.
How to get a duplicate PAN card offline?
Step 1 – Go to the official website of NSDL, and download the application form from ‘Changes or correction in existing PAN data/reprint of PAN card’.
Step 2 – Fill in the form, and input the ten-digit PAN number for reference.
Step 3 – Attach two cross-signed passport size photographs.
Step 4 – Self-attested copies of all documents, along with the payment amount, has to be sent via speed post to the PAN services centre of NSDL.
Step 5 – A 15-digit acknowledgement number will be sent to your registered mobile number, which can be utilised to track your application process.
Within two weeks of verification of application and related documents sent, the duplicate PAN card will be dispatched to your address.
For added security of belongings present in your bag, along with financial assistance during travel, a purse care cover insurance plan can be availed from major NBFCs as well. This policy also provides financial assistance in case of misplaced PAN card.
You can also opt for identity theft insurance cover in this regard as it extends financial coverage in case of legal repercussions, resulting in fraudulent activity through the PAN details of individuals. Reimbursement up to the sum insured can be claimed to meet all legal expenditure, loss of pay or expenses incurred to notarise and refill any application form due to identity theft and PAN card lost respectively.
Such extensive insurance coverage helps individuals secure their financial status in adverse situations. As PAN card is one of the most important KYC documents having multiple uses, misplacement of the same can cause severe stress. Individuals can have a clear understanding about the steps involved in how to get a duplicate PAN card relatively quickly through both online and offline application processes.