When considering a new TV as the centrepiece of your living room, you are most likely to think about only two things: how big is the TV and how expensive would it be. However, if you want to make the most of your new purchase, you would want to consider other important factors as well.
Besides, considering modern-day multimedia televisions seek to better user-experience by several notches, chances are that buying one will involve a substantial investment. Therefore, it is advisable to invest in a TV insurance policy to get adequate coverage from losses and damages to your television.
Listed below are the top five factors that you should bear in mind before you buy a new television:
- Type of display
To begin with, figure out the type of television you want. There are LED TVs, OLED TVs, plasma TVs, and LCD TVs to browse from.
- LED TVs
These are LCD TVs that use LEDs as their backlight for the display. A significant advantage is that LED TVs consume much less power as opposed to an LCD TV or a plasma TV, for that matter.
- OLED TVs
Abbreviation for Organic Light Emitting Diode televisions, OLED TVs make use of coloured LED lights to build images; that’s precisely why they consume less power, though not as less as an LED TV would. However, these TVs are costlier as compared to their peers.
- Plasma TVs
A plasma TV is for you if you want a high-quality movie-watching experience. Because of its colour quality, plasma televisions create beautiful images. Besides, these have a wider viewing angle, thereby making sure you can see clear images from any corner in the room.
- LCD TVs
Generally cheaper than the other variants, LCD TVs are commonly available and the best bet when it comes to simple use. Importantly, these TVs are energy-efficient as well.
- Contrast ratio
It simply refers to the contrast in brightness – between the whitest whites and the blackest blacks – that your TV can produce. With a lower contrast ratio, bright images on the TV screen may lack the briskness; likewise, the darker areas might appear like a washed-out shade of grey.
This ratio will be indicated by something like 5000:1. In theory, the higher the ratio, the better it is. However, you should check review sites and channels that compare contrast ratios to get a better idea.
- Aspect ratio
It is the ratio of a television’s width to its height. However, aspect ratio doesn’t impact the quality of images created by the TV. For instance, if you plan on watching movies, you will want a wider aspect ratio.
The aspect ratio is indicated as 16:9 (that is usually the standard) or 2.4:1 (if you plan on watching widescreen movies).
- Refresh rate
This refers to the number of times images on the screen are refreshed every second. The unit of refresh rate is Hertz, so you will see 60Hz or 120Hz stated on the box. Higher the refresh rate, the better – considering it creates a smoother image flow while minimizing motion blur.
A high refresh rate is suitable for gaming, as well.
- Input lag
If you are a gamer, input lag should be up your priority list of factors while choosing a new TV. Input lag, measured in milliseconds, is simply the lag between an input that is going into the television and the TV creating an image.
A longer delay, apart from rendering the controls unresponsive, can also make it difficult to play a fast-paced game.
Understanding these minute details will help you make an informed purchase. Also, remember that high-end TVs of today involve precision technology that may be prone to abrupt electrical or mechanical breakdown. Moreover, the cost of repairs or replacement is likely to burn a hole in your pocket. That is why you should consider investing in a TV insurance cover.
You can search for the best TV insurance plans online, and compare quotes before you choose one. For instance, You may choose the TV insurance plan offered under Pocket Insurance and Subscriptions by Bajaj Finserv.
This TV insurance cover provides you an exhaustive financial safeguard, up to Rs.50, 000 at a nominal yearly premium of Rs.399, from financial losses caused by accidental damages, theft and electrical or mechanical breakdown of your costly TV. Further, it allows you to insure your TV within a period of one year from the date of the invoice.